Why Friday after last was the worst day ever.
(Granted I meant to post this MUCH sooner than now…but life doesn’t stop just for a rant. )
You know how some days, the first thing that happens to you just sets the mood for the entire day? It doesn’t always happen...some days turn around for the better or worse, but then again on others all that bad karma comes back to slap you in the face as only a six armed goddess can.
Well, yesterday morning I got woken up by a cop. There should be a guideline or something for that shit. Like the cop can’t come before noon, to give your day a few hours at least to get going well...and they have to bring ice cream or something. Like, “I know I’m about to fuck up your entire day, and I feel bad about it since I’m one of the ‘good’ guys, so I brought you some ice cream.”
So anyway, Officer Here=to-Mindfuck-You woke me up at 8:45am to serve me papers that I was being sued, then walked away without explaining at all. Literally. Hands papers. Walks away. Great job with the moral support right?
FLASHBACK: I should probably explain. The suing was a huge shock. The reason why wasn’t. In October 2006 I rear ended a stupid bitch who decided to come to a dead stop on the on ramp to the interstate FOR NO FUCKING REASON. I was looking over to merge (there were NO cars in the way), and looked back right in time to slam on my breaks, but still hit her. Great way to begin a school day, right? WRONG!
So she opted to go to the hospital claiming “oww…my neck hurts”. Called 911, got my ticket, settled everything with the insurance company, paid said ticket, and took Motrin for three days because of the soreness and bruises from my seatbelt.
So anyway…a year passes. The statue of limitations on suing someone is that you can’t after a year. So 364 days after the accident she turned around and decided to sue me. Seriously. Can you say, “Oh I’m broke… let’s get some more money even though her insurance paid my hospital bill and car repairs?”
So like two months after that State Farm (who can fucking suck it after all this) tells my dad and I everything was settled, they paid, and it was over. Yay hooray! Crisis averted!
SNAPBACK to present day. Officer Mindfuck hands me the papers…so what do I do? What any self respecting 22 year old would do: I called my daddy. Read him the documents over the phone, then text messaged him pictures of the pages (suck it fax machines…you’re outdated!). He send me the insurance info for who he’d had the car insured with at the time, and tells me to call the agent.
So…I call the agent. The agent’s bitchy receptionist informs me that since I’m not insured with that agent I have to call claims. So I get the number from her and call claims. Who tells me that the case was resolved in 2007. 2007 of course NOT being 2011. So they tell me to call the claim’s officer who specifically handled the case.
So I leave a message on the answering machine of Mr. Claims-Who-Handled-My-Case, to be called back two hours later and told that the case was settled four years ago, and he’s wondering why I’m calling. So I explained that it obviously wasn’t settled IF I WAS JUST NOW BEING SERVED PAPERS THAT I WAS BEING SUED. Common sense, right? Right.
So, sensing my anger and confusion, he gave me the number of the lawyer State Farm had hired to represent me in that settlement and told me to contact her for further info. I call the woman’s office and her secretary patches me right through.
I being “Hi, my name is Meagan So&So, I received-”
And she starts laughing. LAUGHING.
She then proceeds to relate back to me exactly how my morning had gone with scarily accurate psychic ability from getting served, to tracking her number down through State Farm. She also explained that the great state of Loser- I mean, Louisiana has been trying to track me down since October 2007. Seeing as I have always changed my address and updated my information when I moved…and only moved four times since…really not seeing how it was that hard. I file my taxes. You don’t have trouble finding where I live when it fucking benefits you Louisiana.
State Farm had flat out lied to us in 2007, and again that day to me. The case was settled the Friday before I called, out of court. It had taken so long to finish since the state couldn’t track me down (seriously? C’mon…). It settled with her claiming I wasn’t at fault, and paid the money on my behalf in the settlement.
Also, if you weren’t hating on Louisiana enough on my behalf at this point: If you hit someone in Louisiana you are held responsible for ANY PREEXISTING injuries the person has…as well as any you cause. I hit a 64 year old lady with preexisting back problems. Fuck. My. Life.
However that surgery she’s already had so, the money she got went to pay for some surgery she got this week that was completely unrelated to the car accident five years ago that she’s been wanting to get.
Let me also add…
I have no issue with paying money to someone I hit. I hit her. It was her fucking horrid driving that caused it, but by law I was at fault so I’m okay with repairing her car & paying her medical bills RELATED TO THE ACCDIENT. The fact that she decided the DAY BEFORE her chance to sue me came up that she wanted more money from me is bullshit. I was 18 when I got sued. My insurance had already paid. It should have been done. But instead since she decided “Let’s get as much from this kid as I can…” and I’m freaking out five years later thinking I have to go to court.
My car was completely totaled out a year ago by some high school kid on his way to pick up his date for a dance. TOTALED. Could I have sued him and made his life miserable? Hell yes. I could have used the money too. But I wasn’t injured, and his insurance paid for my new car. As far as I’m concerned that’s settled. Why be a bitch and milk this kid for more money and cause his insurance rates to sky rocket?
